Employee benefits plans to meet the specific needs of each of our customers - a well-designed group benefit plan is one way to achieve this. Group products are specially designed to suit small, medium and large-sized businesses and organizations.

 

Succession Planning

Open a discussion on the future managers/owners of your company. In addition, determine if there is capital gains tax liability on the disposition of company shares. Other ideas include corporate debt elimination, estate shrinkage and corporate back to back annuities to remove retained earnings from the company on a tax effective basis.  Read More

 

Key Person Protection

Key person coverage on key individuals who are depended upon by the business for their expertise. This could include the owners as well as other heads of key departments or future owners of the business.

 

Estate Equalization

Estate Equalization for family held businesses or farms to provide for siblings who do not wish to pursue the family business.