Segregated Funds are purchased under an insurance contract that offer life insurance and maturity protection on your investment. They combine the growth potential of mutual funds with the security of insurance.

 

Mutual Funds

Professionally managed investment vehicle that pools the deposits of many investors and invests them in stocks, treasury bills, bonds or other securities.

 

Annuities and RRIFs

Annuity contracts are long-term savings contracts aimed at ensuring that individuals have income when they want it. Financial institutions pay an annuitant's benefits at regular intervals until they die or for a specified period.

A Registered Retirement Income Fund (RRIF) is one of the options available when you are required to start withdrawing funds from your RRSP or when the RRSP matures by no later than December 31st of the year you turn age 71.  Read More

 

RESPs

Registered Education Savings Plan (RESP) allows parents and grandparents to set up a plan to finance their children's or grandchildren's post-secondary education.