Insured retirement plan for individuals, business owners and professionals who use the Universal Life contract as a supplementary pension plan, which can provide tax free income to the owners in retirement.  Read More

 

Income Splitting

Utilize the spousal RRSP to balance the pensions of husband and wife.

 

Long Term Care

An innovative solution known as Long Term Care insurance allows you to take control of your future needs, with the freedom to receive personal attention from caregivers in the comfort of your own home or to select a private care facility.  Read More

 

Estate Preservation

Estate planning to protect the assets that you have worked your entire life to accumulate. Several concepts are utilized here such as RRIF Insurance, grandparent gifting, capital transfer account and life insured annuities.